![]() Your credit report provides detailed information about your financial track record, including current and past credit accounts, such as credit cards, loans, mortgages, and other debts.Ĭredit entries in your credit report also contain information about your balances, both past and present, your payment history, creditor inquiries into your credit, and any negative marks, like bankruptcy, foreclosure, collections accounts, or court judgment against you. Having access to your credit report and score is an important part of being financially fit. One important note – the credit bureaus are obligated by law to assist you with many of these services for free, but your credit score is not something they are required to provide you at no cost. Below you will find a summary of the common reason people call along with links to articles and other resources that help you gain the knowledge you need to resolve your issues as quickly and conveniently as possible. It’s helpful to understand your rights under the Fair Credit Reporting Act when you call the credit bureaus to discuss your concerns. Helpful Credit Bureau Information, Resources, and Rights Experian Contact InformationĮxperian National Consumer Assistance Center
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